Business Checking
Small Business Checking
Basic Business Checking
Business Analysis Checking
Business Interest Checking
Sweep Accounts For Businesses
Business Cash Management Internet Banking
Small Business Checking
- $3.00 maintenance fee if balance drops below $1,000
Special Features
- 15 free withdrawals- $0.40 each over 15
- 5 free deposits- $0.40 each over 5
- 15 free foreign items- $0.10 each over 15
- 15 fee on-us items- $0.10 each over 15
*Save $1.00 each month on the service fee by signing up for E-Statements
Basic Business Checking
Low cost no interest bearing checking account designed to meet the checking needs of smaller businesses with limited deposit and withdrawal activity each month.
- No Minimum Balance Required
Balances available for your use.
- Monthly Statement
Statement includes images of checks for ease of filing and tax purposes.
- $6.00 maintenance fee if balance drops below $4,000
- Low cost transaction fees
You control the cost of your account by limiting the number of checks written and deposited in your account.
Special Features
- 45 free withdrawals- $0.30 each over 45
- 25 free deposits- $0.30 each over 25
- 65 free foreign items- $0.05 each over 65
- 65 fee on-us items- $0.05 each over 65
*Save $1.00 each month on the service fee by signing up for E-Statements
Business Analysis Checking
A non-interest bearing business checking account that has a monthly analysis to manage the cost of the account.
- No Minimum Balance
Balances available for your use.
- Monthly Statement
Statement includes images of checks for ease of filing and tax purposes.
- $8.00 Maintenance Fee
Low monthly service fee.
- Earnings Allowance
Service fee is imposed only when the cost of your monthly service exceeds the earnings allowance.
Special Features
- Withdrawal fee - $.14 each
- Deposit fee - $.14 each
- Foreign Item fee - $.05 each
- On-Us fee - $.03 each
*Save $1.00 each month on the service fee by signing up for E-Statements
Business Interest Checking
A business checking account that earns interest. Designed to meet the checking needs of smaller businesses with limited deposit and withdrawal activity each month.
- No Minimum Balance
Balances available for your use.
- Monthly Statement
Statement includes images of checks for ease of filing and tax purposes.
- $6.00 Maintenance Fee if balance drops below $4,000
- Low cost transaction fees
You control the cost of your account by limiting the number of checks written and deposited in your account.
- Interest Bearing
Interest paid on the entire balance.
Special Features
- 45 free withdrawal- $0.30 each over 45
- 25 free deposit fee- $0.30 each over 25
- 65 free foreign items- $0.05 each over 65
- 65 free on-us items- $0.05 each over 65
*Save $1.00 each month on the service fee by signing up for E-Statements
Sweep Accounts For Businesses
Designed for the larger balance-level customer. Provides automatic cash management of funds by utilizing retail repurchase agreements (REPOS).
- Additional deposit coverage
REPOS are collateralized by U.S. Securities held by a correspondent bank, which are fully guaranteed by the United States or one of its agencies. No FDIC maximum insurance guidelines.
- Interest income
Businesses can earn interest on collected balances.
- Unlimited sweep transfers
Automatically sweeps balances from checking to sweep repurchase account and back to checking when the balances are needed to maintain target balance and cover checks written.
- $25.00 maintenance fee
Included as part of your monthly analysis fee in maintaining a target balance.
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Special Features
- Withdrawal fee- $0.14 each
- Deposit fee- $0.14 each
- Foreign item fee- $0.05 each
- On-Us item fee- $0.02 each
Business Cash Management Internet Banking
Enjoy the convenience and security of 24-hour access to your account with internet banking, completing your payroll files electronically, bill pay, or other ACH payments or collections.
- Cash Management
- Ability to make bill payments.
- Ability to originate ACH payments.
- Ability to originate ACH collections.
- Ability to use electronic payroll deposit.
- Ability to send a secure ACH or text file.
- Custom users
Business customer may set up employees to access bank records based upon their individual needs. Available features are restricted by individual user ID’s and passwords
Special Features
- ACH Files- $4.00 each file
- Payroll Collection Batch Items- $0.04/each item in file
- Bill Pay Items- $0.50 each
- ACH Payment Receipts single items- $0.25
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